Name: chili toppings
Prep time: 10 min
Total time: 10 min
Cuisine: American
Ingredients: 1 cup shredded cheddar cheese; ½ cup sour cream; ½ cup diced onions (red or white); ¼ cup sliced jalapeños (fresh or pickled); ¼ cup chopped cilantro; 1 avocado, sliced or mashed; ½ cup Greek yogurt (as a sour cream alternative); ½ cup crumbled queso fresco; ½ cup shredded Monterey Jack or Pepper Jack cheese; ½ cup melted queso dip; 1 cup tortilla chips or strips, crushed; ½ cup cornbread crumbles; ½ cup crispy bacon bits; ½ cup fried onions; ¼ cup roasted pumpkin seeds (pepitas); ¼ cup hot sauce (your favorite brand); ½ cup spicy salsa (roja or verde); 1 chipotle pepper in adobo sauce, chopped; ½ cup diced roasted poblano peppers; ½ cup diced fresh tomatoes (Roma or cherry); ½ cup shredded lettuce or cabbage; ¼ cup thinly sliced radishes; 1 lime, cut into wedges; ½ cup chopped green onions (scallions); 1 cup grilled chicken, diced or shredded; ½ cup cooked crumbled chorizo or sausage; ½ cup black beans or pinto beans; 2 hard-boiled eggs, chopped or sliced; ½ cup crumbled tempeh or tofu; 2 tbsp peanut butter, drizzled

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I still remember the first time I made chili from scratch. It was a cold winter evening, and I wanted something hearty and comforting. I threw together some ground beef, tomatoes, and beans, letting everything simmer for hours. The aroma filled my kitchen, but when I took my first bite, something was missing. That’s when I realized the magic of chili isn’t just in the base—it’s in the toppings!

Over the years, I’ve experimented with dozens of chili toppings, from the classics like shredded cheese and sour cream to more unconventional additions like peanut butter and even dark chocolate. Through trial and error, I discovered that the right toppings can completely transform a simple bowl of chili into something extraordinary.

This guide is my way of sharing everything I’ve learned about chili toppings. Whether you love a creamy, cheesy finish, crave crunch with tortilla strips, or want to spice things up with pickled jalapeños, I’ll walk you through the best options. Let’s dive into the world of chili toppings and take your bowl to the next level!

Classic Chili Toppings

When it comes to chili, sometimes the simplest toppings are the best. These classic additions have stood the test of time because they enhance the flavors of chili without overpowering it. If you’re new to customizing your chili, start with these tried-and-true toppings.

Shredded Cheese

There’s something magical about adding a handful of shredded cheese to a steaming bowl of chili. As it melts into the hot chili, it creates a rich, creamy texture that balances out the spice. Some of my favorite cheeses for chili include:

Cheddar Cheese – Sharp and tangy, it adds a bold flavor.
Monterey Jack – Mild and creamy, great for a smooth finish.
Pepper Jack – Adds a little extra heat with jalapeño peppers.

I like to mix different cheeses for a more complex flavor. A blend of sharp cheddar and Monterey Jack is my go-to!

Sour Cream

If your chili is too spicy, a dollop of sour cream can save the day. The cool, tangy creaminess helps mellow out the heat while adding a smooth texture. If you’re looking for a healthier option, Greek yogurt works just as well!

A variety of crunchy chili toppings like tortilla strips, cornbread crumbles, — Adding crunchy toppings like tortilla chips

Diced Onion

Fresh diced onions add a sharp, slightly sweet crunch to chili. While raw onions provide a crisp bite, you can also sauté them for a milder, caramelized flavor. Red onions add a bit of color, while white or yellow onions offer a more traditional taste.

Jalapeños

If you love heat, jalapeños are a must. You can add them fresh for a crisp, spicy kick or use pickled jalapeños for a tangy, slightly milder heat. I personally love the contrast of pickled jalapeños with a creamy topping like cheese or sour cream.

Cilantro

Cilantro adds a fresh, herbaceous brightness that cuts through the richness of chili. If you’re not a fan of cilantro, you can swap it for fresh parsley or even green onions for a similar fresh touch.

These classic chili toppings are a great starting point, but if you want to experiment with something different, let’s move on to creamy and dairy-based toppings that can take your chili to the next level.

A plate of spicy chili toppings, including fresh and pickled jalapeños, hot sauce, and diced roasted chili peppers. — Spicy toppings like jalapeños, hot sauce, and chipotle peppers add bold heat to any bowl of chili.

Creamy & Dairy-Based Toppings

While classic toppings like shredded cheese and sour cream are always a hit, there are plenty of other creamy options that can add richness and depth to your chili. These dairy-based toppings help balance out the spices and create a smooth, velvety texture in every bite.

Avocado Slices & Guacamole

If you want a creamy, buttery texture without using dairy, avocado is the way to go. I love adding fresh avocado slices on top of my chili for a smooth contrast to the bold, spicy flavors. You can also use guacamole for an extra punch of flavor with lime, cilantro, and garlic.

Greek Yogurt

Greek yogurt is a fantastic alternative to sour cream, offering the same creamy texture with a bit of tanginess. Plus, it’s packed with protein, making it a healthier option. I usually add a small spoonful and mix it in for a velvety, cooling effect.

Queso Fresco

For a more authentic Mexican-style chili, try crumbling some queso fresco on top. This mild, crumbly cheese doesn’t melt like cheddar but adds a light, salty touch that complements the bold flavors of chili. It’s one of my favorite choices when I’m making a chili with black beans and corn.

Shredded Cheddar & Monterey Jack

We already covered shredded cheese in the classic toppings, but if you want a little more depth, try mixing different kinds. A combination of sharp cheddar and creamy Monterey Jack creates the perfect balance of boldness and smoothness. If you want a bit of spice, Pepper Jack is another great option.

Melted Cheese Sauce (Queso Dip)

If you want to take things up a notch, drizzle warm queso dip over your chili. This rich, creamy cheese sauce turns any bowl of chili into a decadent comfort food masterpiece. It’s especially great for game day or when you’re serving chili with tortilla chips on the side.

Creamy toppings create a delicious contrast to the heat and heartiness of chili, but sometimes, you need a bit of crunch to add another layer of texture. Next, let’s explore crunchy toppings that give your chili a satisfying bite.

Crunchy Toppings for Texture

One of the best ways to elevate a bowl of chili is by adding some crunch. The contrast between the rich, hearty base and a crispy topping makes every bite more exciting. Whether you prefer something salty, smoky, or slightly sweet, these crunchy toppings bring a whole new dimension to your chili experience.

Tortilla Strips & Crushed Tortilla Chips

I love sprinkling crispy tortilla strips or crushed tortilla chips over my chili for a little crunch. The salty, toasty flavor pairs perfectly with the bold spices in the dish. If you’re serving chili at a party, try offering a few different types of tortilla chips—some plain, some lime-flavored, and maybe even a spicy variety for extra heat.

Cornbread Crumbles

Cornbread and chili are a match made in heaven, and one of my favorite ways to enjoy them together is by crumbling cornbread right into the bowl. The slightly sweet flavor of cornbread balances out the spice of the chili while adding a soft, crumbly texture with just a hint of crunch.

Fried Onions

If you’ve ever had crispy fried onions on a burger or green bean casserole, you know how delicious they are. They add a crunchy, slightly sweet, and savory element to chili that works beautifully, especially with a creamy topping like sour cream or melted cheese.

Pumpkin Seeds (Pepitas)

For a unique, nutty crunch, try adding roasted pumpkin seeds (pepitas) to your chili. They’re packed with protein and fiber, making them a nutritious addition. I like to toast them with a bit of chili powder and sea salt for extra flavor before tossing them on top.

Crunchy toppings take chili to the next level, but if you’re a fan of bold, spicy flavors, you’ll want to explore the next category: spicy and bold toppings that bring the heat!

Spicy & Bold Toppings

If you’re like me and love a little heat in your chili, then spicy toppings are a must. Whether you want a mild kick or a fiery explosion, adding a bold topping can enhance the overall flavor and bring a satisfying warmth to every bite. Here are some of my favorite spicy toppings to turn up the heat!

Pickled Jalapeños

Pickled jalapeños are one of my go-to toppings when I want a tangy, spicy bite. Unlike fresh jalapeños, which have a sharp, crisp heat, pickled ones add a slightly milder spiciness with a touch of acidity. They pair especially well with creamy toppings like sour cream or melted cheese.

Fresh or Roasted Chili Peppers

For those who love an intense spice level, adding fresh or roasted chili peppers is a game-changer. Some great options include:

Serrano Peppers – Spicier than jalapeños with a bright, crisp heat.
Habanero Peppers – Very spicy with a fruity undertone.
Roasted Poblano Peppers – Mild heat with a smoky depth, great for layering flavors.
Diced Green Chiles – Mild but flavorful, perfect for adding just a touch of spice.

I personally love roasting poblanos and chopping them up to mix into my chili for an extra smoky heat.

Hot Sauce

You can never go wrong with a few dashes of hot sauce! Whether you like vinegar-based sauces like Tabasco or thicker, spicier ones like sriracha, hot sauce is a quick and easy way to dial up the heat. My favorite trick is to mix a little hot sauce with sour cream for a spicy-creamy drizzle over the chili.

Spicy Salsa

Instead of just using fresh tomatoes as a topping, why not go for a bold salsa? A chunky, homemade salsa with roasted tomatoes, onions, and spicy peppers can add both heat and depth to your chili. Some great salsa options include:

Salsa Roja – A classic red salsa with tomatoes, onions, and chili peppers.
Salsa Verde – Made with tangy tomatillos and green chilies for a zesty kick.
Pico de Gallo – A fresh, uncooked salsa with diced tomatoes, onions, and jalapeños.

Chipotle Peppers in Adobo Sauce

If you love smoky heat, try adding chopped chipotle peppers in adobo sauce. These smoked and dried jalapeños packed in a flavorful sauce bring a deep, rich heat with a hint of sweetness. I like to drizzle a little bit of the adobo sauce over my chili for an extra layer of smokiness.

Spicy toppings add an exciting kick to chili, but if you’re looking for something fresh and healthy to balance things out, let’s move on to healthy and fresh toppings that lighten up your bowl.

Healthy & Fresh Toppings

While chili is often rich and hearty, adding fresh toppings can lighten up your bowl and create a perfect balance of flavors. These healthy additions bring brightness, crunch, and even a little extra nutrition to your meal. Whether you’re looking for something crisp, citrusy, or packed with vitamins, these toppings will enhance your chili in a delicious way.

Fresh Tomatoes

Diced fresh tomatoes add a burst of juiciness and natural sweetness to chili. While the base of most chili recipes already includes cooked tomatoes, adding raw, chopped tomatoes on top brings a refreshing contrast. I like using cherry or Roma tomatoes because they have a slightly sweeter taste.

Shredded Lettuce or Cabbage

For an extra layer of crunch, shredded lettuce or cabbage is a great option. Lettuce adds a light, refreshing texture, while cabbage provides a firmer crunch and a slightly peppery flavor. If you want a bit more zing, try using purple cabbage for a pop of color and extra antioxidants.

Radishes

Sliced radishes might not be the most common chili topping, but they add a crisp, peppery bite that pairs surprisingly well with the warmth of chili. They also bring a beautiful color contrast, making your bowl look as good as it tastes.

Lime Wedges

A simple squeeze of fresh lime juice can completely transform a bowl of chili. The citrusy acidity cuts through the richness and adds a bright, tangy freshness. I always serve chili with lime wedges on the side so everyone can adjust to their taste.

Scallions (Green Onions)

If you love onions but don’t want an overpowering raw onion flavor, scallions are the perfect choice. They have a mild, slightly sweet taste and add a delicate crunch without being too strong. I like to sprinkle them on top just before serving for a fresh, green garnish.

Chopped Cilantro or Parsley

Herbs like cilantro and parsley bring a refreshing, fragrant touch to chili. Cilantro adds a bright, citrusy note that pairs well with Mexican-style chili, while parsley offers a mild, earthy flavor that complements more traditional chili recipes. If you’re not a fan of cilantro, parsley is a great substitute!

Sliced Avocado

We already covered avocado in the creamy toppings section, but it’s worth mentioning again as a healthy addition. Avocado is packed with healthy fats, and its buttery texture balances out the bold flavors of chili beautifully.

Fresh toppings like these add a nutritious and vibrant twist to chili, but if you’re looking for something heartier, let’s move on to protein-packed toppings that make your chili even more satisfying.